In observance of Christmas Eve and Christmas Day, Altura’s branches and offices will be closing at 1:00pm on Tuesday, December 24th and will be closed on Wednesday, December 25th.
Online Banking, the mobile app, and our ATMs will be available for your convenience. Thank you.

The holiday season brings joy, but it also attracts increased fraud activity. Stay safe by shopping securely, monitoring your accounts, and keeping your sensitive information private.
Visit AlturaCU.com/fraud-security for more tips.

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Home Loans

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Get In Touch with a Consultant

Apply now with one of our Mortgage Loan Officers who can assist you with any questions you have including your options for purchasing or refinancing a home. We are here to help create the best experience that is personalized to all your needs!

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Robert Dalton

Magnolia | Corona Plaza | Corona Lincoln
As a career mortgage loan professional Roberts’ stated goal is “To help our members navigate the home loan process with comfort and confidence.” Robert has experience with Conventional loans, FHA loans, VA loans as well as non-prime products. Whatever your home loan needs might be, Purchase, Refinance or Consolidation, Robert will be there every step of the way!
951.413.9100
951.413.9100
F: 951.571.5886
NMLS# 404831
no
no
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Brionna Greco

San Jacinto | Stoneridge | Perris | University
At the heart of my practice is a member-centric philosophy. I believe in fostering strong, lasting relationships built on trust and open communication. I take the time to understand the unique needs and goals of each member, tailoring solutions that align with their financial objectives. Your success is my priority, and I am dedicated to finding the mortgage solution that best suits your individual circumstances.
951-571-5029
951-533-0061
F: 951-571-5029
NMLS# 2171699
no
no
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Soli Nickmanesh

Cactus | Canyon Springs | ITM | Sun Lakes
I have over 25 years of experience in Retail Banking and have consistently provided superior service and results! My specialty for the past 18 years is originating residential loans, such as VA, FHA, conventional, construction loans, for all types of borrowers and first time home buyers. I have always been a client-focused loan officer, and as such my business is mostly referral based on past clients and Real Estate agents. Other Languages: Turkish, Farsi
951.255.0448
951.255.0448
F: 951.571.5952
NMLS# 427100
no
no
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Dawn Thompson

Hemet | Murrieta | Silver Hawk | Woodcrest
“Whether purchasing or refinancing a home, I will work hard to ensure that my members get the best loan programs at the best rates.   I look at a mortgage as a life event and not just an application or loan number; it can be life changing.” Dawn began her career in the mortgage industry in 2008 while managing a local bank branch in the valley. In 2017, she started originating mortgage loans exclusively. Dawn, with her 17 years of financial experience and her extensive knowledge of mortgage lending, will always put your complete financial well-being as a top priority. Her business is based on realtor relationships, past clientele and referrals from friends and family members. You can truly call her a “mortgage professional” for she is highly trained, passionate and knowledgeable about the ever-changing mortgage industry. She is honored and thankful for every opportunity to assist her members with their mortgage needs.  
951-565-7943
F: 951-571-5884
NMLS# 689219
no
no
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Cynthia Valadez
“Hablo Español”

Coachella | Indio | Rancho Mirage
With over two decades of expertise in mortgage financing, I bring a wealth of knowledge and insight to the world of Real Estate. Having successfully navigated the ever-changing landscape of lending, I’ve helped countless individuals achieve their dream of homeownership. Whether it’s assisting a first-time homebuyer in making that pivotal purchase or assisting an investor, I’m ready to help you reach your real estate goals.
951-571-5150
951-337-1324
F: 951-571-5150
NMLS# 1964325
no
no
The Garcia Family - Members Since 2003
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Home Equity and Mortgage Loans

Home Equity Rates

Rates Effective Date: December 21, 2024
Loan TypeRateVariableAPR^Index^^Margin
Home Equity Line of Credit Owner Occupied^-9.000%9.028%7.750%1.250%
Home Equity Closed-End Loans Owner Occupied^8.77%-8.80%--

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: READ MORE +

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: English | Spanish

To download the Important Terms of our HELOC, click here.

READ LESS -

Mortgage Rates

Rates Effective Date: December 21, 2024
Loan TypeRateAPR*
30 Year – Conforming Fixed 6.625%6.819%
20 Year – Conforming Fixed6.250%6.444%
15 Year – Conforming Fixed5.875%6.069%
30 Year – Jumbo Fixed 6.750%7.044%
15 Year – Jumbo Fixed6.250%6.544%
30 Year – FHA Fixed6.625%6.919%
15 Year – FHA Fixed6.750%7.044%
5/6 Month Sofr ARM6.250%6.444%
Jumbo 5/6 Month Sofr ARM6.625%6.919%
7/6 Month Sofr ARM6.375%6.569%
Jumbo 7/6 Month Sofr ARM6.500%6.794%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

READ MORE +

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -

Home Equity Rates

Rates Effective Date: December 21, 2024
Loan TypeRateVariableAPR^Index^^Margin
Home Equity Line of Credit Owner Occupied^-9.000%9.028%7.750%1.250%
Home Equity Closed-End Loans Owner Occupied^8.77%-8.80%--

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: READ MORE +

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: English | Spanish

To download the Important Terms of our HELOC, click here.

READ LESS -

Mortgage Rates

Rates Effective Date: December 21, 2024
Loan TypeRateAPR*
30 Year – Conforming Fixed 6.625%6.819%
20 Year – Conforming Fixed6.250%6.444%
15 Year – Conforming Fixed5.875%6.069%
30 Year – Jumbo Fixed 6.750%7.044%
15 Year – Jumbo Fixed6.250%6.544%
30 Year – FHA Fixed6.625%6.919%
15 Year – FHA Fixed6.750%7.044%
5/6 Month Sofr ARM6.250%6.444%
Jumbo 5/6 Month Sofr ARM6.625%6.919%
7/6 Month Sofr ARM6.375%6.569%
Jumbo 7/6 Month Sofr ARM6.500%6.794%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

READ MORE +

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -

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