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Routing #322281235

In observance of Christmas Eve and Christmas Day, Altura’s branches and offices will be closing at 1:00pm on Tuesday, December 24th and will be closed on Wednesday, December 25th.
Online Banking, the mobile app, and our ATMs will be available for your convenience. Thank you.

The holiday season brings joy, but it also attracts increased fraud activity. Stay safe by shopping securely, monitoring your accounts, and keeping your sensitive information private.
Visit AlturaCU.com/fraud-security for more tips.

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Financial Knowledge

How Does a Home Equity Loan Work?

Borrow Money Against Your Home

A home equity loan allows you to essentially borrow the money you’ve already invested in your home. These loans allow you to receive a large sum of money quickly without being crippled by high-interest rates.

Home equity loan rates have also traditionally been lower than non-secured loans and credit cards, making them a more affordable option. Mortgage interest may also be tax-deductible.

What to Use Home Equity For

Home Equity loans can be used for many things, including:

  • Paying off debt
  • Renovating your home
  • Financing your teen’s college
  • And more!

To learn more about Altura’s home equity loans, click here.

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