Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We will provide a pre-qualification letter to you. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-qualification may give more weight to any offer that you make.
When you find the perfect home, simply call your Mortgage Loan Officer to complete your application. You will have an opportunity to lock in our great rates and fees.