What You Get With Altura Credit Union
- Improve your employee benefits at No Cost.
- A dedicated Business Development Officer who will provide your business with personalized account service and serve as a single point of contact.
- Employee onboarding packets
- On-site presence at your workplace, including benefit fairs, open enrollments and orientation for new employees
- Sponsorship opportunities for Work Events
- Offer employees and their families the benefit of a credit union membership.
- Easy sign-up—Altura does all the work
- Reduce company expenses by offering employees the convenience of direct deposit.
- Enhance your employee benefit program with free financial education seminars, including Lunch & Learns seminars, that promote financial literacy.
- Give employees access to low-cost, convenient financial services and superior rates.
Interested in learning more?
Contact Us
Employer Benefits Brochure
View our full Employer Benefits Brochure and see all that we have to offer.
Benefits Brochure
Credit Builder
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
- Be approved quickly!
- Borrow up to $3,000.
- Terms are 12-month, 24-month, & 36-month
Rates Effective Date: December 30, 2024
| Type | - | - |
| Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
Your Path to Financial Fitness Starts Here
At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
GO TO BALANCE
A Redesigned Checking Experience
Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.
Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.
- No Fees
- No monthly maintenance fees. No gimmicks. Ever.
- Free Credit Monitoring
- Free credit monitoring, reporting and daily updates.**
- Dividends**
- Earn dividends on higher balances.**
- ID Theft Protection
- Get free ID theft protection
* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.
Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.
