Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.
Learn MoreBuilding stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.
Learn MoreBoost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?
Learn MoreCredit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.
Learn MoreBy taking advantage of our Prestige Money Market Account, you can earn higher dividends than a traditional savings account while still providing access to your funds.
Money market accounts are the perfect combination of savings and checking accounts. However, unlike a traditional savings account, you can also write checks with your money market. The higher your account balance is, the higher dividends you’ll earn. You invest in a money market account to earn the higher dividends than you would with a savings account.
Still have questions about money markets? Altura Credit Union would love to answer them! Call us at (888) 883-7228 or visit your local Altura branch today.
There are risks with all investments. However, money market accounts are a fairly safe option for investing that carries a low risk for the investor. Plus, your accounts are federally insured by The National Credit Union Administration (NCUA) up to $250,000.
The best investment for your money is largely personal preference. If you’re looking for an investment that gives you more immediate access to your funds, a money market is the best option for you. As long as you don’t go over your transaction limit, you can withdraw from or deposit money into your account with ease.
You won’t have this same luxury with a CD. Once your money is in a CD, it’s there until the term is up. If you’re willing to part with your money long-term (two years or more), you’ll make a sizable return on a CD investment. But if you don’t want to invest for that long, a money market will usually offer you a better interest rate than a CD with a shorter term.
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^ Members must be either the primary or joint account holder on a Prestige Money Market account, in order to receive this rate. During any given month that your checking account has ten or more debit card transactions, your balance will earn the d...
^ Members must be either the primary or joint account holder on a Prestige Money Market account, in order to receive this rate. During any given month that your checking account has ten or more debit card transactions, your balance will earn the dividend rate stated on the current rate sheet. If you have less than ten debit card transactions during the month, your balances will earn the Smart Money Market rate for that month as stated on the current rate sheet. Dividends and fee postings are not considered checking account transactions. Qualifying debit card transactions include signature and PIN-based point of sale. APY= Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. See our Schedule of Fees (AlturaCU.com/disclosures) for additional details. A one-time membership fee applies for non-members. You must maintain a minimum daily balance of $2,500 to avoid a monthly fee.