Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
In observance of Christmas Eve and Christmas Day, Altura’s branches and offices will be closing at 1:00pm on Tuesday, December 24th and will be closed on Wednesday, December 25th.
Online Banking, the mobile app, and our ATMs will be available for your convenience. Thank you.
The holiday season brings joy, but it also attracts increased fraud activity. Stay safe by shopping securely, monitoring your accounts, and keeping your sensitive information private.
Visit AlturaCU.com/fraud-security for more tips.
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.
Learn MoreBuilding stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.
Learn MoreBoost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?
Learn MoreCredit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.
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Choose the Right Credit Card for You
Altura Credit Union offers two exceptional credit card options to suit your lifestyle and financial goals.
uphora Rewards Card:
Summit Card:
Apply Today and Start Rewarding Yourself
Find the perfect credit card to fit your needs. Apply now and experience the Altura difference.
Earn Rewards, Enjoy the Perks
The uphora Rewards Credit Card from Altura Credit Union is designed to reward your everyday spending.
Exclusive Offer for New Cardholders:
Key Benefits:
Apply Today and Start Rewarding Yourself
Ready to elevate your everyday? Apply for the uphora Rewards Credit Card and start earning rewards.
Type | Variable/APR^ |
---|---|
uphora Rewards Credit Card | 16.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
The Summit Card from Altura Credit Union is designed to help you manage your finances more effectively.
Key Benefits:
Apply Today and Take Control of Your Finances
The Summit Card is your partner in financial success. Apply now and start saving.
Type | Variable/APR^ |
---|---|
Summit Credit Card | As Low as 13.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
A Step Towards Financial Freedom
The Summit Secured Card from Altura Credit Union is designed to help you establish or rebuild your credit history.
Key Benefits:
Take Control of Your Financial Future
Apply for the Summit Secured Card and start your journey to a better credit score.
Type | Variable/APR^ |
---|---|
Summit Secured Card | As Low as 16.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Manage your business expenses with ease and flexibility using Altura Credit Union’s Business Credit Cards. Enjoy competitive rates, and convenient payment options that help your business grow. Whether you’re covering everyday expenses or making big investments, our cards are designed to provide the purchasing power and support your business needs to thrive.
Earn Rewards, Enjoy the Perks
The uphora Rewards Credit Card from Altura Credit Union is designed to reward your everyday spending.
Exclusive Offer for New Cardholders:
Key Benefits:
Apply Today and Start Rewarding Yourself
Ready to elevate your everyday? Apply for the uphora Rewards Credit Card and start earning rewards.
Type | Variable/APR^ |
---|---|
uphora Rewards Credit Card | 16.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
The Summit Card from Altura Credit Union is designed to help you manage your finances more effectively.
Key Benefits:
Apply Today and Take Control of Your Finances
The Summit Card is your partner in financial success. Apply now and start saving.
Type | Variable/APR^ |
---|---|
Summit Credit Card | As Low as 13.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
A Step Towards Financial Freedom
The Summit Secured Card from Altura Credit Union is designed to help you establish or rebuild your credit history.
Key Benefits:
Take Control of Your Financial Future
Apply for the Summit Secured Card and start your journey to a better credit score.
Type | Variable/APR^ |
---|---|
Summit Secured Card | As Low as 16.49% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Manage your business expenses with ease and flexibility using Altura Credit Union’s Business Credit Cards. Enjoy competitive rates, and convenient payment options that help your business grow. Whether you’re covering everyday expenses or making big investments, our cards are designed to provide the purchasing power and support your business needs to thrive.
Get 24/7 fraud protection tracking.
Receive email and text account activity alerts.
Pay with your mobile device at many merchants.
"The uphora credit card and the 0% balance transfer definitely helped me catapult to where we're gonna go towards our future and then beyond that."
WATCH HIS STORY"I totally recommend that you go to Altura and apply for the uphora card and relieve that stress from your shoulders."
WATCH HIS STORY"If you have a credit card with any other bank, you should switch to Altura’s uphora credit card."
WATCH HIS STORYIn an effort to combat e-commerce fraud and streamline the online checkout process, Mastercard is now offering a new online checkout process called SRC (Secure Remote Commerce). There is a simple, one-time enrollment process that takes just a couple of minutes. Click the button below to start the enrollment process with Mastercard:
In most cases, you must be at least 18-years-old to open a credit card alone. However, minors can be added onto their parents’ credit cards as authorized users.
You can apply for an Altura credit card online, in the branch, or over the phone. Once your application is approved, you will receive your new credit card within 7-10 business days.
If you filled out a credit card application on impulse, you might end up regretting your decision by the time you get the card in the mail. It’s important to know that when you apply for a credit card, you aren’t just asking for the card itself. Your account is probably already active whether or not you’ve activated the card itself. As long as your card does not have an annual fee, your best option may be to leave the card open. This will help preserve your credit score.
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APR* = Annual Percentage Rate. Payments shall be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance of accounts with the highest APRs. Qualifying purchases made from November 1, 2022 through D...
APR* = Annual Percentage Rate. Payments shall be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance of accounts with the highest APRs. Qualifying purchases made from November 1, 2022 through December 31, 2022 shall accrue interest at the promotional APR of 3.9% through the billing cycle that ends January 24, 2024, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to the variable APR that is based on the Prime Rate. A late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer. This promotional rate is not available for business credit card accounts. Additional restrictions may apply. Not valid where prohibited by law. The ”Spend and Get” promotional offer is valid for 90 days from the date of the first transaction. Eligible Transactions: Transaction types purchases and returns (5 and 6 as detailed in the MasterCardRewards Disclosure), and transactions that accrue base points. When the cumulative spend on a card reaches or exceeds $2,000 in accordance with the aforementioned criteria, a one-time adjustment for 20,000 points shall be awarded. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. © 2020 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. For full disclosure and program details, please visit www.Alturacu.com/uphora