Following is a list of the steps to take if you discover you have been a victim of identity theft:
- Contact the fraud departments of each of the 3 national credit bureaus, and ask to have a victim’s statement inserted into your credit report, alerting creditors of the problem.
These agencies are:
- Equifax Consumer Fraud Assistance Dept. (800) 525-6285
- TransUnion Fraud Victim Assistance Dept. (800) 680-7289
- Experian Consumer Fraud Assistance Dept. (888) 397-3742
- Contact your creditors to close any accounts fraudulently opened or accessed.
- Report the loss to your credit union or other financial institution. Close checking and savings accounts and open new ones. Stop payments on outstanding checks.
- File a police report and get a copy of it in case your bank, credit card company or insurance company needs proof of the crime.
- Report your missing driver’s license to the Department of Motor Vehicles and request a new license with a new number.
You can download a copy of the Federal Trade Commissions “When Bad Things Happen to Your Good Name” for more details.
Source: IdentityTheft.org and Federal Trade Commission “When Bad Things Happen to Your Good Name”